Privacy Policy
Effective date: 01 September 2025
This Privacy Policy describes how MoneyFinTips (“we”, “us”, “our”) collects, uses, discloses, and protects your personal information when you visit moneyfintips.com or use our services. Our financial privacy policy ensures we respect your privacy and handle your finance data privacy responsibly, supporting our mission to simplify stock market analysis and personal finance tips under the stock market disclaimer framework.
1. Information we collect
- Information you provide: email address (newsletter), name, messages you submit via contact forms, optional profile info you provide when you register.
- Automatically collected data: IP address, device and browser information, pages visited, referrer, timestamps, and analytics data (GA4).
- Cookies & similar technologies: small files stored on your device for session management, preferences, and analytics.
- Third-party data: If you interact with third-party services (payment processors, email providers), they may provide limited data to us, e.g., transaction reference, payment status.
2. How we use your information
- To provide and maintain the website and services (deliver newsletters, respond to inquiries) in line with our stock market disclaimer.
- To analyze and improve the site (via analytics), monitor performance and troubleshoot issues.
- For marketing communications (if you opt in) and important service announcements.
- To prevent abuse and enforce our Terms (security, fraud detection).
3. Cookies & tracking
We use cookies for essential site functionality and to collect analytics data. Third-party services may include Google Analytics and Google AdSense. Control cookies through browser settings; disabling analytics cookies may reduce features, as noted in our stock market disclaimer.
4. Sharing & disclosure
- We do not sell personal data to third parties.
- We may share limited information with service providers (email delivery, hosting, payment processors) to deliver services on our behalf under contractual safeguards.
- We may disclose information if required by law, regulation, or valid legal process, or to protect rights, safety, or property.
5. Data retention
We retain personal data as long as necessary to provide the service and meet legal obligations. For newsletter subscriptions, we retain your email until you unsubscribe. For contact messages, we retain records for support and fraud prevention purposes (typical retention: 2–5 years depending on need).
6. Your choices & rights
- Opt-out of marketing emails via the unsubscribe link in emails.
- Request access to, correction, or deletion of your personal data by contacting privacy@moneyfintips.com. We will respond within a reasonable timeframe.
- If you are in a jurisdiction with additional rights (e.g., GDPR), we will cooperate as applicable; contact us for specifics.
7. Security
We implement reasonable technical and organizational measures (HTTPS, regular backups, access controls) to secure data. However, no internet transmission or storage is completely secure—avoid sharing passwords or sensitive data via forms, as per our stock market disclaimer.
8. Children
The site is not intended for children under 13. We do not knowingly collect personal information from minors. If you believe a minor’s information has been collected, contact us and we will remove it.
9. Third-party links & services
Our site may link to third-party sites (brokers, articles). We do not control their privacy practices—review their policies before sharing data. Learn more in our Proven 3 Stock Market Disclaimer | MoneyFinTips.
10. International transfers
If data is processed or stored outside your country, we take steps to ensure an adequate level of protection consistent with applicable law.