Legal & Policies

Privacy Policy • Terms of Use • Disclaimer

This page outlines how MoneyFinTips collects and uses data, the terms for using our website, and the legal disclaimers related to our algorithmic predictions. By using moneyfintips.com, you accept our policies, including our stock market disclaimer, which ensures transparency in our stock market analysis, financial tips, money management strategies, daily stock predictions, and personal finance tips. Our commitment to user data protection and clear investment terms of use empowers you to engage with our content responsibly. Read carefully to understand your responsibilities and our limitations.

stock market disclaimer

Privacy Policy

Effective date: 01 September 2025

This Privacy Policy describes how MoneyFinTips (“we”, “us”, “our”) collects, uses, discloses, and protects your personal information when you visit moneyfintips.com or use our services. Our financial privacy policy ensures we respect your privacy and handle your finance data privacy responsibly, supporting our mission to simplify stock market analysis and personal finance tips under the stock market disclaimer framework.

1. Information we collect

  • Information you provide: email address (newsletter), name, messages you submit via contact forms, optional profile info you provide when you register.
  • Automatically collected data: IP address, device and browser information, pages visited, referrer, timestamps, and analytics data (GA4).
  • Cookies & similar technologies: small files stored on your device for session management, preferences, and analytics.
  • Third-party data: If you interact with third-party services (payment processors, email providers), they may provide limited data to us, e.g., transaction reference, payment status.

2. How we use your information

  • To provide and maintain the website and services (deliver newsletters, respond to inquiries) in line with our stock market disclaimer.
  • To analyze and improve the site (via analytics), monitor performance and troubleshoot issues.
  • For marketing communications (if you opt in) and important service announcements.
  • To prevent abuse and enforce our Terms (security, fraud detection).

3. Cookies & tracking

We use cookies for essential site functionality and to collect analytics data. Third-party services may include Google Analytics and Google AdSense. Control cookies through browser settings; disabling analytics cookies may reduce features, as noted in our stock market disclaimer.

4. Sharing & disclosure

  • We do not sell personal data to third parties.
  • We may share limited information with service providers (email delivery, hosting, payment processors) to deliver services on our behalf under contractual safeguards.
  • We may disclose information if required by law, regulation, or valid legal process, or to protect rights, safety, or property.

5. Data retention

We retain personal data as long as necessary to provide the service and meet legal obligations. For newsletter subscriptions, we retain your email until you unsubscribe. For contact messages, we retain records for support and fraud prevention purposes (typical retention: 2–5 years depending on need).

6. Your choices & rights

  • Opt-out of marketing emails via the unsubscribe link in emails.
  • Request access to, correction, or deletion of your personal data by contacting privacy@moneyfintips.com. We will respond within a reasonable timeframe.
  • If you are in a jurisdiction with additional rights (e.g., GDPR), we will cooperate as applicable; contact us for specifics.

7. Security

We implement reasonable technical and organizational measures (HTTPS, regular backups, access controls) to secure data. However, no internet transmission or storage is completely secure—avoid sharing passwords or sensitive data via forms, as per our stock market disclaimer.

8. Children

The site is not intended for children under 13. We do not knowingly collect personal information from minors. If you believe a minor’s information has been collected, contact us and we will remove it.

9. Third-party links & services

Our site may link to third-party sites (brokers, articles). We do not control their privacy practices—review their policies before sharing data. Learn more in our Proven 3 Stock Market Disclaimer | MoneyFinTips.

10. International transfers

If data is processed or stored outside your country, we take steps to ensure an adequate level of protection consistent with applicable law.

11. Contact for privacy queries

Privacy requests & data access: privacy@moneyfintips.com
Note: his policy is a plain-language summary. For legal specifics, consult the full policy or legal counsel, guided by our stock market disclaimer.

Terms of Use

Please read these Terms carefully before using MoneyFinTips. By accessing or using the site, you agree to these investment terms of use and our stock market disclaimer. Key points include:

1. Acceptance

You agree to comply with these Terms and any other policies we publish. If you do not agree, do not use the site, as outlined in our stock market disclaimer. Do not reproduce content without permission.

2. Use of the site

  • Permitted: browsing content for personal, non-commercial use, subscribing to newsletters, and using publicly available resources on the site.
  • Prohibited: using the site for unlawful activities, scraping content, reverse engineering our models, or distributing content in ways that violate intellectual property rights.

3. Intellectual property

All content on this site (text, graphics, images, logos, code) is owned or licensed by MoneyFinTips. You may view and download content for personal use only. For commercial reuse or republication, contact legal@moneyfintips.com.

4. User content

If you submit comments or content (e.g., via contact form or community features), you grant MoneyFinTips a worldwide, non-exclusive, royalty-free license to use, reproduce, and display that content. Do not submit confidential or proprietary information.

5. Payment & subscriptions (if applicable)

When paid services are offered, payment providers will process transactions and MoneyFinTips is not responsible for the provider’s policies. Subscription terms, refund policies and trial periods will be clearly stated at the point of purchase.

6. Limitation of liability

To the fullest extent permitted by law, MoneyFinTips and affiliates are not liable for damages from site use or reliance on content, including trading losses, as per our stock market disclaimer.

7. Indemnity

You agree to indemnify and hold MoneyFinTips harmless from any claims, losses or damages arising from your misuse of the site, violation of these Terms, or infringement of third-party rights.

8. Termination

We may suspend or terminate access to the site or your account at our discretion for violations of these Terms or for security reasons.

9. Governing law & dispute resolution

These Terms are governed by Indian law. Disputes fall under non-exclusive Chennai courts (or specified jurisdiction), with informal resolution attempted first.

10. Changes to Terms

We may update these Terms; the revised version will be posted with a new effective date. Continued use after changes constitutes acceptance.

11. Contact for legal queries

Legal inquiries: legal@moneyfintips.com

Disclaimer — Important Read

Effective date: 01 September 2025

Short summary: MoneyFinTips provides algorithmic stock movement predictions and educational content. This stock market disclaimer clarifies it is not investment advice, financial advice, or a recommendation to buy/sell securities. We are not a SEBI-registered advisor. Use content for learning and research only, as emphasized by our stock market disclaimer.

About our signals

Predictions are probabilistic model outputs based on historical and public data. They reflect patterns with an investment risk warning, not guarantees. Markets involve risks—unexpected events can invalidate assumptions, as noted in our stock market disclaimer.

No warranties

All materials are provided “as is” and “as available.” MoneyFinTips makes no warranties about accuracy, completeness, or fitness, aligning with our stock market disclaimer.

Not financial or legal advice

Content is educational only. For decisions, consult a licensed, SEBI-registered advisor. Our stock trading disclaimer advises against relying solely on our content.

Affiliates & sponsored content

We may include affiliate links to brokers or services. We disclose material connections where applicable. Revenue from affiliates helps maintain the site; users are encouraged to evaluate third-party services independently.

Performance & historical results

Published performance or hit-rates are backtests or aggregates, subject to bias. Past results, per market analysis liability, do not predict future outcomes, as per our stock market disclaimer.

Contact for disputes or concerns

If you have concerns about content accuracy, please email report@moneyfintips.com with evidence and we will review promptly.

Important: Offering paid advisory services with personalized recommendations in India requires legal counsel and SEBI guidance. A prediction site does not automatically make you a registered advisor; monetization may create obligations, governed by our stock market disclaimer.

For questions about these policies or requests relating to your personal data, contact: privacy@moneyfintips.com · Legal: legal@moneyfintips.com

This is a general template — if you plan to monetize, collect sensitive data, or expand services, consider a legal review by counsel experienced in Indian financial & data protection law.

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